However, new innovations come with challenges such as regulatory framework, political uncertainty, data security and tax implications. Taking steps to alleviate these issues, the industry aims to make institutions more efficient and effective, provide consumers and businesses with more choices, increase transparency and cut down on the amount of time wasted during financial transactions. This calls for advanced expertise, creativity and knowledge transfer to revolutionize the fintech field. Keeping this in mind, we are bringing to you the Top 25 Fintech CEOs of 2020 in this issue. The key objective is to help you gain insight on transformation of fintech and enhance the quality of your products and services. The issue gives a myriad of experiential learning from C-level executives and experts in the fintech industry.