Technological advances, changing demand for financial products and competition in financial services are all driving a new wave of fintech startups and investments that have drawn attention to the industry in recent years. This is mainly because of the fact that financial technology has the potential to revolutionize and bring in massive changes in the lifestyles of people as well as in the ways that they conduct business. Today, there is a lively competitive environment for innovation because of the diversity of ideas regarding the contributions the technology could make to businesses. Evidently, advances in artificial intelligence and data handling and analytics are driving more innovation in the sector. However, new innovations come with challenges such as regulatory framework, political uncertainty, data security and tax implications. Taking steps to alleviate these issues, the industry aims to make institutions more efficient and effective, provide consumers and businesses with more choices, increase transparency and cut down on the amount of time wasted during financial transactions. This calls for advanced expertise, creativity and knowledge transfer to revolutionize the fintech field. Keeping this in mind, we are bringing to you the Top 25 Fintech CEOs of 2020 in this issue. The key objective is to help you gain insight on transformation of fintech and enhance the quality of your products and services. The issue gives a myriad of experiential learning from C-level executives and experts in the fintech industry.

Andy Cheung

Founder

AC Ventures

Ross James

Founder & CEO

Accloud

Inigo Rumayor Belausteguigoitia

Co-Founder & CRO

Arcus

Sean Moshir

Co-founder & CEO

CellTrust Corporation

Rebeca Minguela

CEO

Clarity AI

Lincoln Ross

President & CEO

CircleBlack

Mark Højgaard

CEO & Co-Founde

Coinify

Jacob Pedersen

Co-Founder & CEO

CreditStretcher

Craig Cecilio

CEO & Founder

DiversyFund, Inc.

Ivan Nabalon

CEO

Electronic IDentification (eID)

John Gallagher

CEO

Element Finance

Jeffery Yabuki

CEO

Fiserv

Joanne Dewar

CEO

Global Processing Services

Rob Frohwein

CEO

Kabbage

Theo Cesarini

Founder & CEO

incard

Michael Juul Rugaard

Partner & CEO

Norfico

Harry Hurst

CEO

Pipe

Haim Ben Ami

CEO

Raft Technologies

Rutger Selin

CEO

Nowo

Ken Kruszka

CEO & Founder

SnapCheck

Anthony Noto

CEO

SoFi

Jack Dorsey

CEO

Square

Francisco Pereira

CEO

TRADEMASTER

Philippe Sanchís

CEO

Vialink

Matteo Masserdotti

CEO & Co-founder

Viceversa