Works for Business™

“My business doesn’t need
the internet. It’s a bookstore.”

– Anonymous, 1994

Don’t miss out on the
next tech revolution.

We can help you prepare
for 5G-enabled IoT.

Top 25 FinTech CEOs of 2020

Technological advances, changing demand for financial products and competition in financial services are all driving a new wave of fintech startups and investments that have drawn attention to the industry in recent years. This is mainly because of the fact that financial technology has the potential to revolutionize and bring in massive changes in the lifestyles of people as well as in the ways that they conduct business. Today, there is a lively competitive environment for innovation because of the diversity of ideas regarding the contributions the technology could make to businesses. Evidently, advances in artificial intelligence and data handling and analytics are driving more innovation in the sector.

However, new innovations come with challenges such as regulatory framework, political uncertainty, data security and tax implications. Taking steps to alleviate these issues, the industry aims to make institutions more efficient and effective, provide consumers and businesses with more choices, increase transparency and cut down on the amount of time wasted during financial transactions. This calls for advanced expertise, creativity and knowledge transfer to revolutionize the fintech field. Keeping this in mind, we are bringing to you the Top 25 Fintech CEOs of 2020 in this issue. The key objective is to help you gain insight on transformation of fintech and enhance the quality of your products and services. The issue gives a myriad of experiential learning from C-level executives and experts in the fintech industry.

Ross James,  Founder & CEO

Ross James, Founder & CEO

Accloud

Accloud provides management information systems with accounting and business management tools hosted in the clouds.

Jack Kokko, CEO

Jack Kokko, CEO

AlphaSense

A search engine for market intelligence that transforms how decisions are made by the world’s leading corporations and financial institutions.

Inigo Rumayor Belausteguigoitia, Co-Founder & CRO

Inigo Rumayor Belausteguigoitia, Co-Founder & CRO

Arcus

Arcus provides a fully integrated core banking infrastructure that powers fintechs and banks of the future.

Sean Moshir, Co-founder & CEO

Sean Moshir, Co-founder & CEO

CellTrust Corporation

A global leader in compliant mobile communications, archiving, and eDiscovery for the highly regulated financial, government and healthcare industries.

Rebeca Minguela, CEO

Rebeca Minguela, CEO

Clarity AI

Clarity AI designs enterprise software for investors to solve the problem of inefficient and unequal allocation of capital.

Brian Armstrong, CEO

Brian Armstrong, CEO

Coinbase

A digital currency wallet and platform where merchants and consumers can transact with new digital currencies like bitcoin, ethereum, and litecoin.

Mark Hojgaard, Co-Founder & CEO

Mark Hojgaard, Co-Founder & CEO

Coinify

A global virtual currency player offering two-way virtual currency to fiat conversion services for businesses and individuals.

Jacob Pedersen, Co-Founder & CEO

Jacob Pedersen, Co-Founder & CEO

CreditStretcher

A customer-centric company that enables people & businesses throughout the world to realize their full potential through technological and innovative financial solutions.

Craig Cecilio,  CEO & Founder

Craig Cecilio, CEO & Founder

DiversyFund, Inc.

A tech-enabled platform that allows the everyday investor to build wealth like the 1%.

Ivan Nabalon,  CEO

Ivan Nabalon, CEO

Electronic IDentification (eID)

The 1st and only technology to identify people in seconds from any device & channel as face-to-face identification.

Sallie Krawcheck, CEO

Sallie Krawcheck, CEO

Ellevest

Ellevest provides an engaging investing experience to help women meet their financial goals in life.

Jeffery Yabuki, CEO

Jeffery Yabuki, CEO

Fiserv

A leading global provider of financial services technology solutions.

Joanne Dewar,  CEO

Joanne Dewar, CEO

Global Processing Services

A global payments processor offering award-winning payment processing and industry-leading technology in payments and fintech.

Rob Frohwein, CEO

Rob Frohwein, CEO

Kabbage

A financial technology and data company pioneering a new, automated way for small businesses to access working capital.

Doug Lebda, CEO

Doug Lebda, CEO

LendingTree

An online lending exchange that connects consumers with multiple lenders who compete for their business.

Michael Juul Rugaard, Partner & CEO

Michael Juul Rugaard, Partner & CEO

Norfico

Norfico is the leading Nordic strategic advisory and communications/PR agency with a 100% focus on all things fintech.

Harry Hurst,  CEO

Harry Hurst, CEO

Pipe

Giving SaaS companies control over their cash flow. Get access to the full annual value of your subscriptions, upfront.

Haim Ben Ami,  CEO

Haim Ben Ami, CEO

Raft Technologies

A telecommunication company that features a low latency, transcontinental communications system.

Brad Garlinghouse, CEO

Brad Garlinghouse, CEO

Ripple

Ripple provides one frictionless experience to send money globally using the power of blockchain.

Ken Kruszka, CEO & Founder

Ken Kruszka, CEO & Founder

SnapCheck

A high speed, highly secure, and universally accepted solution dedicated to eliminating paper checks.

Anthony Noto, CEO

Anthony Noto, CEO

SoFi

SoFi is a finance company that offers a range of lending and wealth management services.

Jack Dorsey, CEO

Jack Dorsey, CEO

Square

Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.

Francisco Pereira,  CEO

Francisco Pereira, CEO

TRADEMASTER

A Fintech of credit and means of payment! We reinvent the Retail and B2B market through a simple and easy solution!

Philippe Sanchís,  CEO

Philippe Sanchís, CEO

Vialink

A trusted SaaS partner in the Banking, and Insurance sectors.

Andy Rachleff, CEO

Andy Rachleff, CEO

Wealthfront

A NextGen Banking Service that helps you manage your money for both the short term and long term.

Who all can be leveraged by fintech industry

Who all can be leveraged by fintech industry?

Finance is one of the major sections of each and every sector regardless of their business domains. It’s been a part of each business since traditional age when accounts were only done on the papers, but now the time has grown to a technological level where everything is automated then why not finance sector. With the flying time and growing using of technology, finance sector has undergone great changes and now it is used to automate a number of financial activities and make it easier for business and common folks too. Finance technology, more commonly known as fintech is a very commonly known name but hardly few are well aware of each and every benefit it offers. Fintech is a vast sector with a number of operations sorting capital management in various ways. There are a number of fintech users but they are totally different from one another in terms of objective, type of use and many more. This states that fintech industry is serving a number of distinct requirements with appropriate solutions. Finance management is very crucial aspect for a business to operate smoothly and generate revenue. In case of huge firms with a huge capital investment and management, manual works get tedious and also has an increased probability of errors. As a solution, fintech sector serve with an automated solution with which a number of financial tasks can be automated and get done precisely.

Robo-Advisor and its key benefits in Fintech

Robo-Advisor and its key benefits in Fintech

Financial planning is the backbone for every type of business to operate efficiently with achieve targeted objective. A single mistake in the financial records or planning can drag the growth of an organization to zero. As a solution, Robo-Advisors serve a digital platform with automated functions backed up with algorithm-driven financial planning services. This digital platform allow to automate the procedure with least or can be said no human supervision. A question might be nudging your mind, “How a digital platform can be able to plan financial operations?” It is a worth question that must be answered before using such a high tech platform. The mechanism of Robo-Advisor is very simple which involves information gathering from client about their financial state and then conducting a thorough study over the market based on the future objective of the client. Output of all such study and surveys are used as input by this platform to take financial decisions and investing client’s assets automatically. Investing is a boon for an organization or an individual, but hardly people have any idea about investment. So, when they plan to invest their money for a better ROI, the very first solution hit their mind is wealth advisory team. But it makes their work more tedious by adding an interaction with a team and spending team for it. Robo-Advisor has brought a revolution in the finance sector with a new approach of automation. It is a digital assistant that work on various algorithms to manage financial portfolio of clients.

Technologies that contributes in fintech sector

Technologies that contributes in fintech sector

Finance sector has grown to a large extent and the word fintech itself states a great combination of finance and technology. Business operations need to be speed paced to match the current requirements and fintech allows the business operations to enhance the operations and financial services. Fintech has improved the way finance was dealing with the common life, now it has supported professional and personal lives with easy mobile payments, cryptocurrency, automated investment apps, crowd funding platforms and many more. There are multiple technologies which are responsible for the boosting of fintech sector. To know more about the technologies involved in embracing this sector, continue reading. Artificial intelligence and machine learning are most important technologies which play a major role in finance industry to make it potent enough to serve in much better manner. Fintech applications that include artificial intelligence are fraud detection, credit scoring, wealth management, regulatory compliance, and many more. Most of the financial operation includes repetitive tasks. Robotic process automation assists to enhance the procedure and make it swift by automating such procedures. Most used applications of RPA in fintech sector are listed below: Artificial intelligence and machine learning are most important technologies which play a major role in finance industry to make it potent enough to serve in much better manner.

Use Of Blockchain Technology In Fintech Sector

Use Of Blockchain Technology In Fintech Sector

Blockchain is one of the swiftly emerging technologies in present world and none of the sector is untouched from this extravagantly amazing technology. Especially this technology is having a great emphasis on fintech sector. In current era, almost 77% of financial service providers are incorporating blockchain technology to enhance their service qualities. If integrated in the right manner, blockchain can bring robustness to any large retail banks. To know how blockchains are helping fintech sector, first you need to understand what is blockchain and how does it work? It is a public ledger which is built by collecting all data available on internet. The information in the blockchain is not confined to any number, name or address, rather it comprises details about the transfer of money, personal identities, official or nonofficial agreements between different parties. Each information in this structure is stored in the form of blocks with a capacity of 1MB each. KYC is one of the biggest aspects in national stock exchange sector. It allows banking industry to record electronic details about each transaction along with authentication and verification. In this process, blockchains is the backbone which allows the finance sector to record and track the details efficiently. Supply chain management is one of the most tedious works in the fintech sector, where you need one to one detail of each product delivery and capital transactions, but blockchain has made it much simpler.

finance

Fintech and the emergence of finance technology

Fintech may sound very different but in simple language it is financial technology. Along with other business sectors, technology has a great impact on banking and finance sector too. A number of business sectors are deploying Fintech for a better performance. Actually Fintech is transforming the money transaction procedures and helping companies to make it online with an automated data saving about each transaction made or received. The emergence of this technology has also impacted customers and their usage. Nothing comes out immediately but an innovation is a result of requirements. Fintech is also a result of a number of changes occurred in various industries and lifestyle of targeted audiences. On a side of this world, every sector is highly influenced with the technological growth and is implementing it in some or other way. This is a fast paced era where every sector is moving at a fastest speed and to intact the operations they need finance technology which can match up their speed and serve them with an instantaneous result. In olden day customers were habitual of going door to door and searching for the best solution for their requirements. But now customers are high-tech and are well informed with the technological growth, hence they prefer a solution for their requirement instantly and also require a financial system which can support their need. Fintech has come up with a one-stop solution for all their requirements